Rental yield & ROI calculator

See what a buy-to-let really returns: gross yield on the purchase price, net yield after running costs, and the cash-on-cash return on the money you actually put in.

The purchase

Purchase price

Refurb cost

Other purchase costs

Stamp duty, legals, survey.

The rental

Monthly rent

Monthly running costs

Management, maintenance, insurance.

The mortgage

LTV

Set 0 for a cash purchase.

Mortgage rate

Interest-only assumed.

Cash-on-cash return

6.8%

on £58,000 cash invested

Gross yield6.6%

Net yield5.5%

Monthly cashflow£326

Annual cashflow£3,915

Loan amount£150,000

Monthly mortgage interest£624

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Illustrative only — not advice or an offer of finance. Rates and criteria vary by lender.

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This calculator is for illustrative purposes only and assumes an interest-only mortgage. It is not advice, an offer of finance, or a quotation. Actual returns depend on voids, maintenance, tax and mortgage costs. Always seek professional advice.